Well, I think the biggest mistake is not learning the habits of saving properly early. Because saving is a habit. And then, trying to get rich quick. It's pretty easy to get well-to-do slowly. But it's not easy to get rich quick.

It's not that I want money. It's the fun of making money and watching it grow.

Money has no utility to me beyond a certain point.

Many people don't have the ability to be rich, because they're too lazy or they don't have the desire or the stick-to-itiveness. It's a talent. Some people have a talent for piano. Some people have a talent for raising a family. Some people have a talent for golf. I just happen to have a talent for making money.

I'm hopeless with money; I simply spend what I've got.

If the consumer generally feels like they are going to have a job... access to money... we will see them spend that.