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Save your wealth against future calamity. Do not say, "what fear has a rich man of calamity?" Wealth sometimes vanishes away and large accumulations perish.

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Without mass cooperation great accumulations of wealth would be impossible save by unhealthy speculation.

The rich cannot accumulate wealth without the co-operation of the poor in society.

All work undertaken should be useful - not just for a day, or a year, but useful in the sense that it affords permanent improvement in living conditions or that it creates future new wealth for the Nation.

There is a saying in Tibetan that "at the door of the miserable rich man sleeps the contented beggar". The point of this saying is not that poverty is a virtue, but that happiness does not come with wealth, but from setting limits to one's desires, and living within those limits with satisfaction.

He who loses his money is forsaken by his friends, his wife, his servants and his relations; yet when he regains his riches those who have forsaken him come back to him. Hence wealth is certainly the best of relations.

Accumulated wealth is saved by spending just as incoming fresh water is saved by letting out stagnant water.